In the UK, "fronting" as a money-saving tactic in car insurance is becoming risky. Parents claiming to be primary drivers to lower premiums for their children face fines or criminal charges. Insurance costs for young drivers are steep, leading many to attempt this. However, it's considered fraud, potentially invalidating policies and impacting future insurability or employment. Experts like Alicia Hempsted from MoneySuperMarket advise exploring legal options like telematics policies or adjusting excess levels. Avoid fines and drive with peace of mind by choosing honest alternatives.